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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,392 | $209,422-91.2% | $178,503-89.7% | $158,982-88.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 18.56% | 188.81%-170.3pp | 151.12%-132.6pp | 302.99%-284.4pp |
| Employer contribution / active EE | $2,615 | $5,707-54.2% | $5,011-47.8% | $4,763-45.1% |
| Participant deferral / active EE | $4,881 | $5,955-18.0% | $5,202-6.2% | $5,983-18.4% |
| Admin fee / account holder | $3,059 | $17,079-82.1% | $13,987-78.1% | $11,252-72.8% |