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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,986 | $202,342-92.6% | $172,753-91.3% | $152,909-90.2% |
| Participation rate | 61.1% | 87.1%-25.9pp | 82.6%-21.5pp | 82.5%-21.3pp |
| Annual return | 25.47% | 1029.88%-1004.4pp | 803.00%-777.5pp | 345.46%-320.0pp |
| Employer contribution / active EE | $1,549 | $5,857-73.6% | $5,144-69.9% | $4,764-67.5% |
| Participant deferral / active EE | $1,690 | $5,948-71.6% | $5,198-67.5% | $5,851-71.1% |
| Admin fee / account holder | $152 | $17,112-99.1% | $13,956-98.9% | $11,601-98.7% |