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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,257 | $138,102-4.2% | $125,381+5.5% | $134,532-1.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.72% | 750.73%-772.4pp | 572.31%-594.0pp | 418.27%-440.0pp |
| Employer contribution / active EE | $2,826 | $5,245-46.1% | $4,815-41.3% | $4,741-40.4% |
| Participant deferral / active EE | $11,201 | $7,801+43.6% | $7,448+50.4% | $6,401+75.0% |
| Admin fee / account holder | $1,161 | $11,568-90.0% | $10,007-88.4% | $11,429-89.8% |