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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $9,118 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,548 | $91,474-74.3% | $135,982-82.7% | $71,529-67.1% |
| Participation rate | 82.9% | 75.7%+7.3pp | 81.9%+1.0pp | 67.9%+15.0pp |
| Annual return | 18.69% | 29.89%-11.2pp | 68.32%-49.6pp | 28.97%-10.3pp |
| Employer contribution / active EE | $2,082 | $3,705-43.8% | $4,859-57.1% | $2,590-19.6% |
| Participant deferral / active EE | $6,882 | $7,095-3.0% | $7,760-11.3% | $4,291+60.4% |
| Admin fee / account holder | $39 | $1,267-96.9% | $10,767-99.6% | $1,588-97.5% |