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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,052 | $45,872+139.9% | $77,096+42.7% | $68,486+60.7% |
| Participation rate | 83.9% | 55.9%+27.9pp | 67.9%+15.9pp | 67.9%+16.0pp |
| Annual return | -12.82% | 1.73%-14.5pp | 42.35%-55.2pp | -7.85%-5.0pp |
| Employer contribution / active EE | $13,015 | $1,650+689.0% | $2,814+362.5% | $2,597+401.2% |
| Participant deferral / active EE | $7,225 | $2,963+143.9% | $4,429+63.1% | $4,028+79.4% |
| Admin fee / account holder | $1,145 | $3,041-62.4% | $5,428-78.9% | $5,404-78.8% |