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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,802 | $57,590-6.6% | $86,233-37.6% | $82,448-34.7% |
| Participation rate | 80.3% | 57.9%+22.4pp | 69.0%+11.3pp | 68.1%+12.2pp |
| Annual return | 21.82% | 22.41%-0.6pp | 61.39%-39.6pp | 41.64%-19.8pp |
| Employer contribution / active EE | $2,359 | $1,655+42.5% | $2,504-5.8% | $2,551-7.5% |
| Participant deferral / active EE | $8,317 | $3,080+170.1% | $4,559+82.4% | $4,139+100.9% |
| Admin fee / account holder | $3,788 | $4,730-19.9% | $8,342-54.6% | $7,234-47.6% |