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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,294 | $172,111-76.0% | $150,298-72.5% | $137,256-69.9% |
| Participation rate | 41.2% | 81.7%-40.5pp | 77.8%-36.6pp | 80.0%-38.8pp |
| Annual return | 15.17% | 69.37%-54.2pp | 62.79%-47.6pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,006 | $4,636-78.3% | $4,154-75.8% | $4,156-75.8% |
| Participant deferral / active EE | $2,464 | $6,166-60.0% | $5,453-54.8% | $6,407-61.5% |
| Admin fee / account holder | $298 | $16,471-98.2% | $14,116-97.9% | $12,270-97.6% |