Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,608 | $32,037+189.1% | $69,182+33.9% | $62,881+47.3% |
| Participation rate | 42.3% | 43.4%-1.1pp | 55.1%-12.8pp | 69.3%-27.0pp |
| Annual return | 6.81% | 15.16%-8.4pp | -21.93%+28.7pp | 20.14%-13.3pp |
| Employer contribution / active EE | $0 | $679-100.0% | $1,206-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,961 | $1,185+65.4% | $1,897+3.4% | $3,203-38.8% |
| Admin fee / account holder | $7,935 | $2,608+204.2% | $2,697+194.2% | $4,296+84.7% |