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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,494 | $174,379-40.1% | $152,093-31.3% | $138,895-24.8% |
| Participation rate | 45.8% | 81.6%-35.8pp | 77.8%-31.9pp | 79.9%-34.1pp |
| Annual return | 17.31% | 74.86%-57.5pp | 66.36%-49.0pp | 145.39%-128.1pp |
| Employer contribution / active EE | $0 | $4,652-100.0% | $4,175-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $5,801 | $6,159-5.8% | $5,451+6.4% | $6,396-9.3% |
| Admin fee / account holder | $2,766 | $16,880-83.6% | $14,497-80.9% | $12,562-78.0% |