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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,566 | $167,353-60.2% | $143,797-53.7% | $134,545-50.5% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -13.63% | 0.48%-14.1pp | -0.04%-13.6pp | 418.37%-432.0pp |
| Employer contribution / active EE | $18,217 | $5,620+224.1% | $4,952+267.8% | $4,742+284.2% |
| Participant deferral / active EE | $3,809 | $6,447-40.9% | $5,638-32.4% | $6,401-40.5% |
| Admin fee / account holder | $359 | $18,096-98.0% | $14,679-97.6% | $11,431-96.9% |