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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,756 | $202,342-80.8% | $172,752-77.6% | $152,897-74.7% |
| Participation rate | 16.7% | 87.1%-70.4pp | 82.6%-66.0pp | 82.5%-65.8pp |
| Annual return | 16.00% | 1029.83%-1013.8pp | 802.97%-787.0pp | 345.43%-329.4pp |
| Employer contribution / active EE | $0 | $5,858-100.0% | $5,144-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $222 | $5,948-96.3% | $5,198-95.7% | $5,851-96.2% |
| Admin fee / account holder | $9,747 | $17,111-43.0% | $13,955-30.2% | $11,599-16.0% |