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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,631 | $165,399-86.3% | $149,745-84.9% | $158,982-85.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.83% | 348.34%-351.2pp | 276.72%-279.6pp | 302.99%-305.8pp |
| Employer contribution / active EE | $4,687 | $5,105-8.2% | $4,646+0.9% | $4,763-1.6% |
| Participant deferral / active EE | $4,687 | $7,183-34.7% | $6,843-31.5% | $5,983-21.7% |
| Admin fee / account holder | $16,761 | $10,811+55.0% | $9,312+80.0% | $11,252+49.0% |