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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,794 | $117,433-98.5% | $99,475-98.2% | $152,897-98.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 18.30% | 31.87%-13.6pp | 30.72%-12.4pp | 345.43%-327.1pp |
| Employer contribution / active EE | $754 | $3,013-75.0% | $2,540-70.3% | $4,764-84.2% |
| Participant deferral / active EE | $355 | $4,086-91.3% | $3,619-90.2% | $5,851-93.9% |
| Admin fee / account holder | $392 | $7,634-94.9% | $6,252-93.7% | $11,599-96.6% |