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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,309 | $160,070-51.7% | $147,117-47.5% | $145,897-47.0% |
| Participation rate | 54.2% | 84.0%-29.9pp | 82.2%-28.0pp | 80.3%-26.1pp |
| Annual return | 13.10% | 98.69%-85.6pp | 420.54%-407.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,450 | $5,285-53.6% | $4,932-50.3% | $4,663-47.5% |
| Participant deferral / active EE | $3,808 | $8,419-54.8% | $8,065-52.8% | $6,689-43.1% |
| Admin fee / account holder | $577 | $15,035-96.2% | $12,993-95.6% | $13,390-95.7% |