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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,140 | $129,959-39.1% | $104,301-24.1% | $134,532-41.2% |
| Participation rate | 53.8% | 79.5%-25.7pp | 73.3%-19.4pp | 81.2%-27.4pp |
| Annual return | -13.54% | 42.04%-55.6pp | 24.61%-38.2pp | 418.27%-431.8pp |
| Employer contribution / active EE | $858 | $4,185-79.5% | $3,373-74.6% | $4,741-81.9% |
| Participant deferral / active EE | $1,611 | $5,589-71.2% | $4,626-65.2% | $6,401-74.8% |
| Admin fee / account holder | $4,205 | $9,325-54.9% | $7,340-42.7% | $11,429-63.2% |