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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,324 | $106,524-34.9% | $152,301-54.5% | $87,485-20.8% |
| Participation rate | 48.1% | 75.8%-27.6pp | 82.4%-34.3pp | 68.9%-20.8pp |
| Annual return | 16.66% | 26.89%-10.2pp | 80.50%-63.8pp | 26.06%-9.4pp |
| Employer contribution / active EE | $1,472 | $3,371-56.3% | $4,624-68.2% | $2,596-43.3% |
| Participant deferral / active EE | $2,489 | $6,525-61.8% | $8,004-68.9% | $4,274-41.8% |
| Admin fee / account holder | $1,562 | $8,287-81.2% | $14,398-89.2% | $7,775-79.9% |