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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,155 | $89,367-86.4% | $141,191-91.4% | $72,975-83.3% |
| Participation rate | 93.0% | 75.1%+17.9pp | 82.5%+10.5pp | 69.5%+23.5pp |
| Annual return | 52.44% | 111.87%-59.4pp | 71.41%-19.0pp | 81.01%-28.6pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,183 | $5,419+14.1% | $6,710-7.9% | $3,608+71.4% |
| Admin fee / account holder | $482 | $5,957-91.9% | $10,264-95.3% | $5,124-90.6% |