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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,316 | $138,076-80.9% | $123,553-78.7% | $135,380-80.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.77% | 153.70%-163.5pp | 119.21%-129.0pp | 519.81%-529.6pp |
| Employer contribution / active EE | $2,717 | $5,152-47.3% | $4,628-41.3% | $4,779-43.1% |
| Participant deferral / active EE | $5,927 | $6,800-12.8% | $6,426-7.8% | $5,609+5.7% |
| Admin fee / account holder | $599 | $10,917-94.5% | $9,284-93.6% | $10,828-94.5% |