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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,718 | $160,070-62.1% | $147,117-58.7% | $145,897-58.4% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 13.00% | 98.69%-85.7pp | 420.54%-407.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $4,087 | $5,285-22.7% | $4,932-17.1% | $4,663-12.3% |
| Participant deferral / active EE | $12,039 | $8,419+43.0% | $8,065+49.3% | $6,689+80.0% |
| Admin fee / account holder | $5,864 | $15,035-61.0% | $12,993-54.9% | $13,390-56.2% |