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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,287 | $165,381-58.7% | $149,730-54.4% | $158,966-57.0% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 9.35% | 348.29%-338.9pp | 276.70%-267.3pp | 302.95%-293.6pp |
| Employer contribution / active EE | $1,890 | $5,104-63.0% | $4,645-59.3% | $4,762-60.3% |
| Participant deferral / active EE | $7,779 | $7,182+8.3% | $6,843+13.7% | $5,983+30.0% |
| Admin fee / account holder | $681 | $10,809-93.7% | $9,310-92.7% | $11,250-93.9% |