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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,156 | $102,429-53.0% | $147,096-67.3% | $80,925-40.5% |
| Participation rate | 60.3% | 75.9%-15.6pp | 82.2%-21.9pp | 67.7%-7.4pp |
| Annual return | 19.92% | 135.02%-115.1pp | 419.75%-399.8pp | 35.65%-15.7pp |
| Employer contribution / active EE | $3,427 | $3,716-7.8% | $4,936-30.6% | $2,756+24.3% |
| Participant deferral / active EE | $8,052 | $6,649+21.1% | $8,071-0.2% | $4,299+87.3% |
| Admin fee / account holder | $5,651 | $7,957-29.0% | $13,005-56.5% | $6,940-18.6% |