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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,269 | $104,937-69.2% | $84,628-61.9% | $152,897-78.9% |
| Participation rate | 12.5% | 74.8%-62.3pp | 68.2%-55.7pp | 82.5%-70.0pp |
| Annual return | 27.74% | 373.88%-346.1pp | 258.80%-231.1pp | 345.43%-317.7pp |
| Employer contribution / active EE | $290 | $3,303-91.2% | $2,653-89.1% | $4,764-93.9% |
| Participant deferral / active EE | $930 | $4,690-80.2% | $3,900-76.2% | $5,851-84.1% |
| Admin fee / account holder | $39 | $6,243-99.4% | $4,914-99.2% | $11,599-99.7% |