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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,832 | $156,616-13.9% | $133,346+1.1% | $198,609-32.1% |
| Participation rate | 50.0% | 77.7%-27.7pp | 72.8%-22.8pp | 82.4%-32.4pp |
| Annual return | 15.97% | 44.25%-28.3pp | 36.85%-20.9pp | 202.70%-186.7pp |
| Employer contribution / active EE | $2,696 | $3,368-20.0% | $2,853-5.5% | $5,055-46.7% |
| Participant deferral / active EE | $15,500 | $4,920+215.1% | $4,332+257.8% | $6,977+122.2% |
| Admin fee / account holder | $2,067 | $17,468-88.2% | $14,264-85.5% | $19,030-89.1% |