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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,832 | $124,980+7.9% | $108,359+24.4% | $154,746-12.9% |
| Participation rate | 50.0% | 75.2%-25.2pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 15.97% | 45.00%-29.0pp | 36.89%-20.9pp | 172.34%-156.4pp |
| Employer contribution / active EE | $2,696 | $2,851-5.4% | $2,399+12.3% | $4,379-38.4% |
| Participant deferral / active EE | $15,500 | $4,743+226.8% | $4,137+274.7% | $6,730+130.3% |
| Admin fee / account holder | $2,067 | $11,502-82.0% | $9,741-78.8% | $14,365-85.6% |