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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,832 | $112,729+19.6% | $98,716+36.6% | $137,256-1.8% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.3%-19.3pp | 80.0%-30.0pp |
| Annual return | 15.97% | 38.48%-22.5pp | 31.81%-15.8pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,696 | $2,725-1.1% | $2,279+18.3% | $4,156-35.1% |
| Participant deferral / active EE | $15,500 | $4,640+234.0% | $4,048+282.9% | $6,407+141.9% |
| Admin fee / account holder | $2,067 | $10,129-79.6% | $8,703-76.3% | $12,270-83.2% |