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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,038 | $159,934+18.2% | $147,005+28.6% | $145,959+29.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.34% | 98.24%-88.9pp | 418.76%-409.4pp | 561.95%-552.6pp |
| Employer contribution / active EE | $4,847 | $5,287-8.3% | $4,934-1.8% | $4,661+4.0% |
| Participant deferral / active EE | $6,250 | $8,427-25.8% | $8,070-22.5% | $6,689-6.6% |
| Admin fee / account holder | $131,418 | $15,053+773.0% | $13,006+910.4% | $13,398+880.9% |