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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,038 | $160,070+18.1% | $147,117+28.5% | $145,897+29.6% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.34% | 98.69%-89.3pp | 420.54%-411.2pp | 552.29%-542.9pp |
| Employer contribution / active EE | $4,847 | $5,285-8.3% | $4,932-1.7% | $4,663+3.9% |
| Participant deferral / active EE | $6,250 | $8,419-25.8% | $8,065-22.5% | $6,689-6.6% |
| Admin fee / account holder | $131,418 | $15,035+774.1% | $12,993+911.5% | $13,390+881.4% |