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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,562 | $88,754-9.2% | $81,820-1.5% | $145,877-44.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 21.72% | 1031.77%-1010.0pp | 777.93%-756.2pp | 551.28%-529.6pp |
| Employer contribution / active EE | $1,924 | $3,085-37.6% | $2,915-34.0% | $4,663-58.7% |
| Participant deferral / active EE | $3,463 | $4,648-25.5% | $4,323-19.9% | $6,691-48.2% |
| Admin fee / account holder | $496 | $8,424-94.1% | $7,391-93.3% | $13,402-96.3% |