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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,030 | $67,595+24.3% | $186,193-54.9% | $64,340+30.6% |
| Participation rate | 49.6% | 51.9%-2.3pp | 77.1%-27.5pp | 55.2%-5.7pp |
| Annual return | 21.67% | 17.46%+4.2pp | 78.03%-56.4pp | 24.14%-2.5pp |
| Employer contribution / active EE | $0 | $1,513-100.0% | $3,918-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $7,285 | $3,023+141.0% | $6,513+11.9% | $2,980+144.4% |
| Admin fee / account holder | $2,016 | $5,311-62.0% | $11,058-81.8% | $3,703-45.5% |