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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,156 | $155,555-40.8% | $146,866-37.3% | $155,188-40.6% |
| Participation rate | 83.3% | 84.0%-0.6pp | 82.5%+0.8pp | 80.8%+2.5pp |
| Annual return | 15.58% | 115.41%-99.8pp | 102.85%-87.3pp | 148.84%-133.3pp |
| Employer contribution / active EE | $4,296 | $4,647-7.5% | $4,425-2.9% | $4,248+1.1% |
| Participant deferral / active EE | $10,300 | $8,044+28.0% | $7,759+32.7% | $6,531+57.7% |
| Admin fee / account holder | $504 | $14,755-96.6% | $13,620-96.3% | $14,480-96.5% |