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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,256 | $85,171-15.2% | $172,753-58.2% | $72,976-1.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 22.29% | 27.32%-5.0pp | 803.00%-780.7pp | 81.02%-58.7pp |
| Employer contribution / active EE | $6,190 | $3,324+86.2% | $5,144+20.3% | $2,440+153.7% |
| Participant deferral / active EE | $6,962 | $3,260+113.5% | $5,198+33.9% | $3,608+93.0% |
| Admin fee / account holder | $2,286 | $5,880-61.1% | $13,956-83.6% | $5,124-55.4% |