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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,378 | $77,908-16.1% | $149,696-56.3% | $75,173-13.0% |
| Participation rate | 95.0% | 65.6%+29.4pp | 78.8%+16.2pp | 67.2%+27.8pp |
| Annual return | 12.24% | 31.73%-19.5pp | 134.46%-122.2pp | 160.72%-148.5pp |
| Employer contribution / active EE | $4,023 | $3,138+28.2% | $4,821-16.5% | $2,671+50.6% |
| Participant deferral / active EE | $8,356 | $3,411+145.0% | $5,682+47.1% | $4,126+102.5% |
| Admin fee / account holder | $5,581 | $5,950-6.2% | $13,212-57.8% | $5,651-1.2% |