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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,236 | $183,539-26.3% | $155,556-13.1% | $145,897-7.3% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 9.88% | 61.31%-51.4pp | 64.84%-55.0pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,695 | $5,315-49.3% | $4,675-42.4% | $4,663-42.2% |
| Participant deferral / active EE | $5,803 | $6,467-10.3% | $5,631+3.1% | $6,689-13.3% |
| Admin fee / account holder | $1,196 | $19,275-93.8% | $15,885-92.5% | $13,390-91.1% |