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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,181 | $124,346-41.1% | $111,308-34.3% | $167,536-56.3% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 13.11% | 37.45%-24.3pp | 54.67%-41.6pp | 478.82%-465.7pp |
| Employer contribution / active EE | $3,107 | $3,437-9.6% | $2,732+13.7% | $4,839-35.8% |
| Participant deferral / active EE | $4,180 | $5,182-19.3% | $4,487-6.9% | $6,342-34.1% |
| Admin fee / account holder | $1,770 | $10,621-83.3% | $7,965-77.8% | $12,315-85.6% |