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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,599 | $93,346-69.4% | $71,796-60.2% | $273,972-89.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 10.68% | 130.39%-119.7pp | 78.04%-67.4pp | 41.46%-30.8pp |
| Employer contribution / active EE | $0 | $2,733-100.0% | $1,924-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $17,750 | $3,475+410.8% | $2,794+535.2% | $5,287+235.7% |
| Admin fee / account holder | $378 | $6,571-94.3% | $4,815-92.2% | $10,133-96.3% |