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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,157 | $141,001-43.2% | $112,228-28.6% | $139,487-42.5% |
| Participation rate | 53.3% | 79.2%-25.9pp | 72.4%-19.1pp | 80.3%-27.0pp |
| Annual return | 18.18% | 32.75%-14.6pp | 30.23%-12.1pp | 373.84%-355.7pp |
| Employer contribution / active EE | $2,760 | $4,285-35.6% | $3,432-19.6% | $4,755-41.9% |
| Participant deferral / active EE | $4,649 | $5,877-20.9% | $4,800-3.1% | $6,713-30.7% |
| Admin fee / account holder | $30 | $9,959-99.7% | $7,752-99.6% | $11,407-99.7% |