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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,969 | $77,920-89.8% | $149,723-94.7% | $75,177-89.4% |
| Participation rate | 89.3% | 65.6%+23.7pp | 78.8%+10.5pp | 67.2%+22.1pp |
| Annual return | 25.71% | 31.72%-6.0pp | 134.50%-108.8pp | 160.75%-135.0pp |
| Employer contribution / active EE | $2,120 | $3,138-32.4% | $4,821-56.0% | $2,671-20.6% |
| Participant deferral / active EE | $3,831 | $3,411+12.3% | $5,682-32.6% | $4,126-7.2% |
| Admin fee / account holder | $594 | $5,951-90.0% | $13,215-95.5% | $5,651-89.5% |