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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,657 | $92,219-35.3% | $76,767-22.3% | $135,380-55.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -3.40% | 5.46%-8.9pp | 2.43%-5.8pp | 519.81%-523.2pp |
| Employer contribution / active EE | $10,694 | $3,216+232.5% | $2,485+330.3% | $4,779+123.8% |
| Participant deferral / active EE | $3,096 | $4,508-31.3% | $3,852-19.6% | $5,609-44.8% |
| Admin fee / account holder | $492 | $10,749-95.4% | $6,675-92.6% | $10,828-95.5% |