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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,774 | $150,346-62.9% | $120,524-53.7% | $145,877-61.8% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 17.50% | 154.40%-136.9pp | 107.36%-89.9pp | 551.28%-533.8pp |
| Employer contribution / active EE | $7,818 | $4,353+79.6% | $3,469+125.4% | $4,663+67.7% |
| Participant deferral / active EE | $3,329 | $6,172-46.1% | $4,994-33.3% | $6,691-50.2% |
| Admin fee / account holder | $817 | $12,215-93.3% | $9,440-91.3% | $13,402-93.9% |