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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,774 | $150,435-62.9% | $120,580-53.7% | $145,897-61.8% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 17.50% | 154.60%-137.1pp | 107.48%-90.0pp | 552.29%-534.8pp |
| Employer contribution / active EE | $7,818 | $4,352+79.6% | $3,469+125.3% | $4,663+67.7% |
| Participant deferral / active EE | $3,329 | $6,174-46.1% | $4,995-33.4% | $6,689-50.2% |
| Admin fee / account holder | $817 | $12,182-93.3% | $9,418-91.3% | $13,390-93.9% |