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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,951 | $209,425-82.4% | $178,499-79.3% | $158,966-76.8% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | 12.72% | 188.80%-176.1pp | 151.10%-138.4pp | 302.95%-290.2pp |
| Employer contribution / active EE | $8,934 | $5,707+56.5% | $5,011+78.3% | $4,762+87.6% |
| Participant deferral / active EE | $3,372 | $5,955-43.4% | $5,202-35.2% | $5,983-43.6% |
| Admin fee / account holder | $7,482 | $17,078-56.2% | $13,986-46.5% | $11,250-33.5% |