Filed August 19, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,594 | $99,644-73.3% | $86,438-69.2% | $134,532-80.2% |
| Participation rate | 76.2% | 82.1%-5.9pp | 80.3%-4.1pp | 81.2%-5.0pp |
| Annual return | -15.53% | 6787.26%-6802.8pp | 4397.19%-4412.7pp | 418.27%-433.8pp |
| Employer contribution / active EE | $2,800 | $4,402-36.4% | $3,769-25.7% | $4,741-41.0% |
| Participant deferral / active EE | $5,419 | $7,247-25.2% | $6,952-22.1% | $6,401-15.3% |
| Admin fee / account holder | $804 | $8,375-90.4% | $6,733-88.1% | $11,429-93.0% |