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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,857 | $185,883-70.5% | $170,043-67.7% | $139,466-60.7% |
| Participation rate | 64.3% | 87.8%-23.5pp | 87.0%-22.7pp | 80.3%-16.0pp |
| Annual return | 19.53% | 60.54%-41.0pp | 53.40%-33.9pp | 373.66%-354.1pp |
| Employer contribution / active EE | $4,288 | $7,596-43.6% | $6,790-36.8% | $4,754-9.8% |
| Participant deferral / active EE | $10,974 | $11,626-5.6% | $10,410+5.4% | $6,712+63.5% |
| Admin fee / account holder | $521 | $15,393-96.6% | $12,824-95.9% | $11,409-95.4% |