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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,298 | $85,171-3.4% | $172,753-52.4% | $72,976+12.8% |
| Participation rate | 71.4% | 70.1%+1.4pp | 82.6%-11.2pp | 69.5%+1.9pp |
| Annual return | 15.44% | 27.32%-11.9pp | 803.00%-787.6pp | 81.02%-65.6pp |
| Employer contribution / active EE | $1,419 | $3,324-57.3% | $5,144-72.4% | $2,440-41.8% |
| Participant deferral / active EE | $3,720 | $3,260+14.1% | $5,198-28.4% | $3,608+3.1% |
| Admin fee / account holder | $3,658 | $5,880-37.8% | $13,956-73.8% | $5,124-28.6% |