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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,247 | $65,072-79.6% | $66,439-80.1% | $65,306-79.7% |
| Participation rate | 75.0% | 69.1%+5.9pp | 74.5%+0.5pp | 57.7%+17.3pp |
| Annual return | 10.66% | 21.50%-10.8pp | 757.66%-747.0pp | 21.94%-11.3pp |
| Employer contribution / active EE | $1,261 | $2,475-49.1% | $2,637-52.2% | $1,967-35.9% |
| Participant deferral / active EE | $2,794 | $3,234-13.6% | $3,876-27.9% | $2,959-5.6% |
| Admin fee / account holder | $5,112 | $1,323+286.4% | $6,173-17.2% | $3,480+46.9% |