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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,247 | $67,594-80.4% | $77,361-82.9% | $69,733-81.0% |
| Participation rate | 75.0% | 71.7%+3.3pp | 75.0%0pp | 62.5%+12.5pp |
| Annual return | 10.66% | 19.20%-8.5pp | 1011.54%-1000.9pp | 15.22%-4.6pp |
| Employer contribution / active EE | $1,261 | $2,649-52.4% | $2,990-57.8% | $2,250-44.0% |
| Participant deferral / active EE | $2,794 | $3,401-17.8% | $3,911-28.5% | $3,054-8.5% |
| Admin fee / account holder | $5,112 | $1,159+340.9% | $5,894-13.3% | $3,102+64.8% |