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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,247 | $64,705-79.5% | $62,929-78.9% | $67,986-80.5% |
| Participation rate | 75.0% | 65.6%+9.4pp | 73.1%+1.9pp | 57.2%+17.8pp |
| Annual return | 10.66% | 20.31%-9.6pp | 1063.93%-1053.3pp | 31.67%-21.0pp |
| Employer contribution / active EE | $1,261 | $2,376-46.9% | $2,505-49.6% | $2,019-37.5% |
| Participant deferral / active EE | $2,794 | $3,198-12.6% | $3,888-28.1% | $3,358-16.8% |
| Admin fee / account holder | $5,112 | $1,428+258.0% | $5,065+0.9% | $3,203+59.6% |