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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,524 | $81,208-3.3% | $98,920-20.6% | $79,852-1.7% |
| Participation rate | 28.0% | 72.5%-44.5pp | 76.0%-48.0pp | 69.6%-41.6pp |
| Annual return | 30.56% | 60.99%-30.4pp | 196.47%-165.9pp | 31.72%-1.2pp |
| Employer contribution / active EE | $1,360 | $1,960-30.6% | $2,689-49.4% | $2,471-45.0% |
| Participant deferral / active EE | $3,704 | $3,265+13.4% | $4,245-12.7% | $3,740-1.0% |
| Admin fee / account holder | $926 | $6,013-84.6% | $6,643-86.1% | $5,306-82.5% |