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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,404 | $183,978-53.0% | $162,171-46.7% | $152,885-43.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.85% | 150.78%-128.9pp | 115.60%-93.8pp | 345.39%-323.5pp |
| Employer contribution / active EE | $2,631 | $6,370-58.7% | $5,613-53.1% | $4,763-44.8% |
| Participant deferral / active EE | $6,704 | $8,033-16.5% | $7,297-8.1% | $5,851+14.6% |
| Admin fee / account holder | $357 | $13,122-97.3% | $10,843-96.7% | $11,598-96.9% |