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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,825 | $160,028+185.5% | $147,080+210.6% | $145,884+213.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.42% | 98.60%-84.2pp | 420.17%-405.7pp | 551.85%-537.4pp |
| Employer contribution / active EE | $2,469 | $5,286-53.3% | $4,933-49.9% | $4,662-47.0% |
| Participant deferral / active EE | $10,309 | $8,422+22.4% | $8,066+27.8% | $6,690+54.1% |
| Admin fee / account holder | $4,047 | $15,030-73.1% | $12,989-68.8% | $13,392-69.8% |