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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,268 | $213,785-67.6% | $185,441-62.6% | $155,188-55.4% |
| Participation rate | 95.5% | 83.2%+12.2pp | 80.3%+15.2pp | 80.8%+14.7pp |
| Annual return | 5.72% | 19.97%-14.2pp | 20.16%-14.4pp | 148.84%-143.1pp |
| Employer contribution / active EE | $3,857 | $5,393-28.5% | $4,672-17.5% | $4,248-9.2% |
| Participant deferral / active EE | $7,691 | $6,864+12.0% | $6,152+25.0% | $6,531+17.8% |
| Admin fee / account holder | $3,902 | $21,134-81.5% | $17,890-78.2% | $14,480-73.1% |