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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,268 | $199,109-65.2% | $173,730-60.1% | $154,746-55.2% |
| Participation rate | 95.5% | 82.8%+12.6pp | 79.6%+15.9pp | 80.7%+14.8pp |
| Annual return | 5.72% | 20.02%-14.3pp | 19.96%-14.2pp | 172.34%-166.6pp |
| Employer contribution / active EE | $3,857 | $5,311-27.4% | $4,577-15.7% | $4,379-11.9% |
| Participant deferral / active EE | $7,691 | $7,113+8.1% | $6,326+21.6% | $6,730+14.3% |
| Admin fee / account holder | $3,902 | $20,916-81.3% | $17,523-77.7% | $14,365-72.8% |