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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,346 | $375,661-71.4% | $312,151-65.6% | $382,429-71.9% |
| Participation rate | 90.5% | 91.4%-0.9pp | 89.1%+1.4pp | 87.7%+2.7pp |
| Annual return | 14.32% | 0.11%+14.2pp | 1.82%+12.5pp | 248.85%-234.5pp |
| Employer contribution / active EE | $4,326 | $9,697-55.4% | $8,031-46.1% | $8,036-46.2% |
| Participant deferral / active EE | $9,023 | $5,737+57.3% | $5,370+68.0% | $5,727+57.5% |
| Admin fee / account holder | $5,694 | $64,308-91.1% | $51,799-89.0% | $30,732-81.5% |