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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,451 | $55,636-86.6% | $81,991-90.9% | $73,493-89.9% |
| Participation rate | 88.5% | 62.3%+26.3pp | 69.3%+19.3pp | 70.7%+17.9pp |
| Annual return | 36.06% | 19.07%+17.0pp | 41.31%-5.2pp | 28.51%+7.5pp |
| Employer contribution / active EE | $1,995 | $1,625+22.8% | $2,498-20.2% | $2,270-12.1% |
| Participant deferral / active EE | $2,827 | $2,762+2.3% | $3,722-24.1% | $3,740-24.4% |
| Admin fee / account holder | $45 | $493-90.9% | $5,665-99.2% | $513-91.3% |