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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,148 | $156,970-85.3% | $121,210-80.9% | $139,487-83.4% |
| Participation rate | 21.4% | 76.5%-55.1pp | 69.5%-48.1pp | 80.3%-58.9pp |
| Annual return | 16.78% | 1477.10%-1460.3pp | 987.41%-970.6pp | 373.84%-357.1pp |
| Employer contribution / active EE | $1,336 | $5,546-75.9% | $4,171-68.0% | $4,755-71.9% |
| Participant deferral / active EE | $2,153 | $4,849-55.6% | $4,084-47.3% | $6,713-67.9% |
| Admin fee / account holder | $2,468 | $6,947-64.5% | $5,647-56.3% | $11,407-78.4% |